digital wallet
DIJ-ih-tul WOL-ut
ˈdɪdʒɪtəl ˈwɒlɪtListen
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Syllable breakdown
Dictionary meaning
a software application that securely stores payment credentials, loyalty cards, digital identity documents, and other value items, enabling users to make electronic transactions in physical stores via NFC contactless technology and online without entering card details manually; major digital wallets include Apple Pay, Google Pay, PayPal, and Alipay; in several emerging markets, particularly in sub-Saharan Africa, South and Southeast Asia, and Latin America, mobile digital wallets have become the primary financial account for large populations who lack access to traditional banking, driving significant financial inclusion through mobile money services
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