a penny saved is a penny earned
uh PEN-ee SAYVD iz uh PEN-ee URND
ə ˈpɛni seɪvd ɪz ə ˈpɛni ɜːrndListen
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Syllable breakdown
Dictionary meaning
money that is not spent is as valuable as money that is earned; the discipline of frugality and avoiding unnecessary expenditure is equivalent in its effect on wealth to the discipline of earning; attributed to Benjamin Franklin in various forms in Poor Richard's Almanack, the phrase is a foundational statement of the classical virtue of thrift and an argument that financial wellbeing depends as much on restraint in consumption as on productive effort
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